Listen to Author Rebecca Warner's Interview about Moral Infidelity with Linda Thompson of The Authors Show.

 

Moral Infidelity


When an anti-abortion governor’s mistress becomes pregnant, “choice” takes on a whole new meaning for him.

Moral Infidelity Book Award

Reviewed by Rabia Tanveer for Readers' Favorite

Moral Infidelity by Rebecca Warner takes on the controversial topic of abortion and a woman’s right to her own body. Governor Michael Romano is on the verge of changing the laws of the State of Florida by bringing forth an abortion law. He starts his campaign for an anti-abortion law and things are going from good to great. Happy with his marriage and his wife, he is finally satisfied with his career as well. But things are not as peaceful as it seems. When a beautiful supporter comes knocking on his door, he cannot help but fall for her charms and seduction. 

Their affair takes a nasty turn when Kristin Long (the supporter seductress) becomes pregnant and is happy beyond measure to have him and his baby. But this situation is suicide for his career and seventeen years of marriage. When push comes to shove, Kristin promises to ruin his life and his career if he does not do what she wishes. Now Romano is faced with a battle between what is right and what is wrong. One wrong step can destroy his political career while his other steps can destroy his marriage and his love. What will he do?

Rebecca Warner perfectly executed a controversial topic by not forcing opinions, giving life to her characters and letting them speak for themselves. She masterfully wrote dialogues that are complete, understandable and perfect. Nothing is left out, and the reader understands what is happening. The reader is thoroughly invested in the story. A good novel that deserves to be read again! Amazingly written.

 

  Rebecca Warner

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Moral Infidelity


Reviews

 

POLITICS...LUST...LIES...BETRAYAL

  

He's Just A Man


Reviews

No matter how rich, powerful or handsome he is, he is defenseless against your womanly power.

 

Doubling Back To Love


Reviews

Lexi Avery thinks like a man, but she’s all woman.

 

Visit Rebecca's Amazon Author Page:

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BOOK REVIEWS

 

MORAL INFIDELITY

A crisp, clean, sophisticated read. This is a real page turner; full of mystery, intrigue and romance, with an ending that is both chilling and satisfying. More twists and turns than a mountain road. It'll keep you up late.

 

I commend the author on her beautiful writing. The scenes came to life, and I could see this book becoming a movie. All the ingredients are there: murder, mystery, sex, love, politics, good guys, bad guys, and all at a heart stopping pace. Bravo!.

 

I enjoyed this startling, fresh, exciting read very much! It has unexpected twists and turns and the characters were so real I kept forgetting that it was fiction.

                    

Moral Infidelity is a shining example of my favorite kind of fictional read. The stories that pull me in with wonderful writing, believable characters, twists and turns I didn't see coming, and also manage to educate me along the way. That is no easy task, and Ms. Warner did it with five-star aplomb!

 

Moral Infidelity is an excellent, character-driven thriller—a great read.

 

Rebecca Warner’s woven a spell-binding tale of politics, lust, deceit, and much more into this suspenseful gem. The writing style is superb, the crafting of the story is perfect, and her research is impeccable.

   

This was a real page turner and the writing wonderful. Ms. Warner did a great job with the subject matter behind this story. I kept wondering right up until the end how she would have the self-righteous, hypocritical Governor Romano get his comeuppance. Well, did she ever! And I never guessed how. Bravo!
Couldn't put it down. This writer did her homework in all the arenas that cleverly packaged this smart, sexy novel. 

 

MORAL INFIDELITY is a first-rate, suspenseful book! In my advanced age I tend to fall asleep when I read...but MORAL INFIDELITY kept me awake and very interested in all the plot twists and turns. It has exceptional writing and great research.

   

Almost against my snobby literary taste I was drawn into the engaging plot lines, well-drawn characters, steamy setting and, well, the delicious tension the author builds. It's fun, and the pay-offs keep coming as the story unfolds to its necessary end.

                           

 The style is clear, crisp and imaginative, and the short concise chapters make for a fast-paced narrative. You won't want to put this book down until you reach the very end. After that you will be thinking about the characters and their choices for quite some time.

                               

 

DOUBLING BACK TO LOVE

 In Doubling Back to Love, author Rebecca Warner gives us a book that’s easy to get caught up in, full of steamy encounters and a very independent woman.This is the perfect book to read, curled up with a glass of wine in front of a roaring fire or on a beach somewhere.  

                               

I devoured this baby in the course of one day. I could not put it down. I love, love, loved Lexi Avery. She's the beautiful, tenacious, confident woman that we all would love to be.

   

 

If you want love and romance, I highly recommend this book!

  

 

HE'S JUST A MAN: Making the Most of Your Womanly Power

He's just a man but Rebecca Warner is NOT just any writer. Kudos on a book well done. Read it and learn.

                                 

Rebecca Warner is an advocate for women--strong women--and it shows clearly in her new book HE'S JUST A MAN. Her breezy, chatty writing style draws you in immediately and her conviction is clear in every word. If you're unhappy sitting home alone, feeling bad about yourself, wondering what the trick is to attracting and keeping a man, check out this book. There's no need to be intimidated by relationships or to feel like your are less valuable than any man--Ms. Warner shows you why you should be claiming your womanly power and how to do it. Nice job, Rebecca!

He's Just A Man is a great book and every woman needs to read this. Not only does it provide real life examples but it offers real insight on how to attract a great guy..more importantly this book will help every woman be an even better woman, a stronger more confidant woman..This is a fun book to read ..you'll laugh and you will most certainly learn something new ....I promise.

I love the author's confidence, candor, and her message of empowerment for women, and I can't wait to recommend this book to my adult daughters. This is a must read for women of all ages!                                

TESTIMONIALS: WHY REBECCA IS AN EXPERT ON MEN AND RELATIONSHIPS!

I met Rebecca when we lived in Miami Lakes in the early 1980s. We found we really liked each other just as friends, and we became each other's sounding boards for relationships.She was always confident where men were concerned, and often she dated several men at the same time. When I asked her if they knew about each other, she said, "If they ask, I tell them." I asked her how they felt about it, and she said, "If they don't like it, they know where the door is." I had never met a woman like her, and once I had a chance to ask a man she was dating what was so special about her. He pointed to the top of his head, then down at his feet as he said, "From the top of her head, to the tip of her toes." That said it all about Rebecca.

                                Joseph Langsam

Rebecca and I spent many hours together discussing men and relationships. I knew she had a great marriage to a successful and good-looking man who adored her. I learned that she had dated many men, loved more than one of them, and had several marriage proposals, so of course I wanted to learn what she knew. I always admired Sean Penn as a famous actor, and I knew we had one specific interest in common. After the devastating earthquake in Haiti in 2010, Sean Penn lent his time, his voice and his wallet to the effort to stabilize and rebuild. As a flight attendant, I was able to do my part in collecting literally tons of goods to take with me on my flights there. Among the many hats I wore, I also became an emissary for the Art Creation Foundation for Children in Jacmel, Haiti. One day, lo and behold, Sean Penn was in first class on my flight back from Haiti. I very much wanted to talk to him, but I hesitated for all the reasons you would imagine. But then I heard Rebecca's voice in my head saying, "He's just a man!" With that mantra bolstering me, I sat down across from him and we talked about our mutual interest and efforts in Haiti. I gave him my emissary business card; and even though I knew that I would never hear from him, I had done something I never would have done if not for Rebecca--I took a chance, and I was a better woman for it.

                                Sue Thomas

I’ve known Rebecca since 1980, when we were both in our early 20s and living in Miami. Even then, she had men figured out. She thinks like a man, but she is also one of the most "kick ass" feminine women I’ve ever known. She is a powerful combination of confidence and beauty, both inside and out. Rebecca is the authority on men and relationships, and I can say this with confidence because without her guidance, I would never have gotten my husband to the altar!

                                 Brenda Lasker Gaines

I first met Rebecca when I was just newly married to my first husband. She was in her early 20s and I was amazed how she was able to walk into a room and took control in the most unobtrusive way. Her banking clients, male or female, hung onto every  recommendation she would make. I know her book is about "men" but honestly she gained knowledge  about human nature early on. Her advice is dead on and being head strong and afraid of my own shadow, I never listened. She helped me to appreciate all that I had to offer, slowly my confidence grew stronger and I knew that I could choose the man that I wanted... I did not have to settle. It would be my choice to have a man in my life or not .. I was good in my own skin and I knew I did not need a man. This left me open to endless possibilities... Lucky for the guy I married, an attorney, I chose him and he gets to spend his life in my loving arms happy to take care of all my needs... Thanks Rebecca for all the late night discussions your advice was priceless.

                                  Julie Ruigomez-Patterson

 

Wednesday, 23 May 2018 13:50

Who Do You Trust With Your Life?

 

 

Health Care Surrogate. Medical-system navigator. Caregiver. Advocate. Decision maker. Cast about in your mind and ask yourself, “Who will be this person for me when I need them?"

Don’t assume your child will do it. It’s not a job that just anyone can do, or even will consent to doing.  I was that person to my parents for almost twenty years. I have two older sisters, but my parents entrusted me with that job via a Power of Attorney and Health Care Advocate document, and my sisters were, ahem, generous in relinquishing all responsibilities to me. It didn’t seem to be more than a legal decree for several years; but then it became a part of my life from which I couldn’t be spared.

Here’s what was involved in my being a Health Care Surrogate: Through numerous hospitalizations, surgeries, rehabilitations, and care-facility navigations, I was the decision maker. I didn’t take the duties lightly. Everything was researched before decisions were made. That’s when I had the luxury of time—perhaps 24 to 48 hours. At other times, literal life and death situations meant on-the-fly decisions made with limited information. I had to ask questions and assimilate facts and probabilities that were given to me in shorthand because of the time constraints of the situation.

Unless you’ve had medical training, you’re flying by the seat of your pants, making decisions that are a culmination of facts that are foreign in context to what you know. Add to that hundreds of hours of vigilance spent in hospital rooms, all the while consulting with myriad medical personnel about everything from surgery to tracheotomies to ports to ventilators to wound care to rehabilitation. A caregiver might experience repeated incidents of watching painful life-saving measures being visited their parents. Never-wavering attention to details that build the bridge to the next course of action is required, as is coordination of a care team, from surgeons to specialists to therapists to nurses to aides. Being a health care surrogate means fighting back when doctors tell you, “She’s had a seizure that’s put her deep in the woods and she isn’t coming out.” Or, “The hip-repair surgery went well, but with his complications of Alzheimer’s, Parkinson’s and diabetes, he won’t live more than a year.”  It means taking it personally and spending every ounce of energy and wringing your brain to mush from questioning, assimilating, sorting and finally, decision making. Plus, being the one who will live with the consequences of your decisions.

As a health care surrogate, there’s the doubt that comes from realizing you can’t possibly absorb even a fraction of the knowledge that medical professionals are steeped in; as a result, you grasp just how vulnerable you’ve made your parents by handing them over to a system that’s designed to usher them, since they are “sick and old,” out the proverbial door of life. The system gives up, but you can’t. But inevitably, the decision is taken out of your hands. Death comes knocking again and again, until the door is finally opened, and your only consolation is that you delayed the inevitable by keeping death impatiently waiting at the door.

Who in your life will do this for you?

It can’t be done effectively from a thousand miles away. It can’t be carried out via a two-minute phone conversations with busy doctors. Merely saying, “Do whatever you have to do to keep her alive and make sure she gets well,” isn’t enough. Not by a long shot. Which is why so many people without advocates who expect “the system” to act in their best interest, perish.

Consider the enormity of all a Health Care Surrogate must deal with, and ask yourself again, “Who will do this for me when I’m old and sick?”

I’m compelled to write this blog because this past weekend, seven years after I laid my father to rest, I was faced with a life-and death situation that fell to me during a 24-hour period when a dear 90-year-old friend was rushed to the emergency room after becoming deathly septic. Her colon had been punctured the day before during a colonoscopy. Her son had been there for the procedure, but flew home before symptoms set in. Her neighbor miraculously happened to walk through the door minutes after her collapse and called 911.

Because her children live far away, neither could be there in time to oversee all that came next. Her daughter called me to be the person to intervene. She and her brother are the best of children in regard to being involved in her care, but they were far away. A few years before, I volunteered to become the local person who would be there in an emergency. And when the emergency presented itself on Saturday, I was in my car within fifteen minutes, driving the not-so-local sixty miles to handle it.

And there I was, entrenched up to my eyeballs in a life and death decision on behalf of my 90-year old friend. Déjà vu crashed over me as I discussed with the surgeon, and my still-conscious friend, whether or not to have the surgery, given the Do Not Resuscitate (DNR) order on file. Every complication that could arise, every action that might need to be taken during surgery which would defy the DNR, every probability of danger and outcome, was discussed. We were pressed for time, but I took detailed notes which I quickly relayed in long emails, painstakingly typed out on my Android, to her two children, with no detail or nuance left out. I let them know their mother wanted the surgery. It was my responsibility to give them every known fact and probability of what that entailed.

When the surgeon stumbled over the stated directive of her DNA, with a back note of “I’m not sure you won’t die anyway,” I stepped in to look my friend in the eye and clearly articulate her choices, which came down to: Surgery or comfort measures? I love this woman, which made it difficult, but I’d long ago learned that there’s no place for drama at such a time. Compassion, yes. Love, yes. But surgery was imminent if there was going to be a chance of saving her life. She stated clearly that she wanted the surgery. I could see the relief on the doctor’s face that somebody, anybody, was there to intercede. I wasn’t legally authorized or obliged to do so; I threw out the term “advocate,” and remarkably, not one single person in the hospital questioned my authority to be there. I dare say, if I had not been there, they would have leaned on the DNA, and she wouldn’t be here today.

My emails to her children conveyed the urgency and severity. Her daughter called me to say, “Stop! This is a life-saving measure and she doesn’t want that!” I held my phone to her mother’s ear so she could remind her of the DNR. Her mother said, “I can’t live with this pain. I want the surgery.” The daughter acted absolutely appropriately, and I’m glad she got the assurance she needed. Had she not been available, we would have gone ahead with the surgery based upon my intervention in ascertaining that my friend wanted it.  And now that it was confirmed, it was up to me to see her through it. The daughter, meanwhile, would be taking a flight from London. The son, who had been there the week before, had a court case on Monday and couldn’t come. It was up to me to be there to handle every critical aspect of what was to come over the next eighteen hours, until her daughter arrived.

I’m so relieved to say all went as well as it could, in every respect. The surgery took almost three hours. By the time I finished discussing her post-op care with the nurse and anesthesiologist/pain manager, it was midnight. I went to my friend’s apartment for the night and returned to the ICU at eight o’clock the next morning.

Finally, in the afternoon when she was sleeping and I knew her daughter would soon arrive, I left to drive the sixty miles home. My husband, who had lovingly supported me through twenty years of time-and-energy-devouring care for my parents, was as supportive as always. But he saw the toll that 24 hours had taken on me, mentally and physically. Since my father’s passing seven years ago, I have powered down. This was like running a marathon flat out after not having even put on my running shoes for seven years. At sixty-three, I’m no longer in shape for such marathons. More such situations will occur with my friend, and I’m deciding I can’t commit to ushering her through them. It’s a damn hard job, and I’m just not willing to take it on.

So who will? In my experience, there are three things that drive a health care surrogate: guilt (wrapped in obligation), love or compensation. I don’t have enough of the first two, and I could never accept the other.

Now, knowing the profundity of the job of Health Care Surrogate, ask yourself who in your life will take it? Who will succumb to guilt or love in advocating for your care? Let me state as fact that just because you raised a child, that child may not be willing to care for you. I’ve seen it way too often.

If you think you will just compensate someone, it will be expensive. I once paid an RN who was smart enough to incorporate, ninety-dollars an hour to coordinate my father’s care after he broke his hip while I arranged my life so that I could fly down and take over. The bill was over two thousand dollars for those three days. Can you afford that?

And if you’re counting on medical system personnel to make decisions that are in your best interest, get real. What’s easiest, most convenient and most cost-effective will always win out.

Whom will you trust with your life when it hangs in the balance? Whoever you decide that person or persons are, discuss it with them in detail. Have a Health Care Surrogate Designation and Living Will in place. Tape a DNR to your refrigerator if you don’t want invasive and drastic life-saving measures to be taken when the EMTs arrive. Verbalize and document your preferences beforehand. Be specific in directives.

If you don’t have children, as I don’t, buy long-term care insurance. If you do have children, buy it anyway to save them from the financial burdens that can ensue. Decade-long assisted living and nursing home care for my father, who with his retirement benefits and Social Security didn’t qualify for Medicaid by a mere two hundred dollars, added up to over a half-million dollars.

Maybe you’ve been putting off this decision. You may be relatively young, and the necessity may seem years away. But a serious accident at forty can make you as vulnerable as a heart patient at eighty.   

If you are childless or don’t have a good relationship with your children, you’ll need to press the issue of who, if anyone, is willing to take on this huge responsibility. Don’t wait to put a plan into action. I can guarantee, your life will one day depend on it.

Published in Rebecca's Blogs
Sunday, 25 June 2017 19:38

How Low Can They Go?

It disturbs me that with every stroke of his pen, Trump is pulling another plank from the platform that upholds the lower-and-middle classes of this country. From hobbling workers' rights to decimating healthcare, his and the Republican’s policies are making it tougher for people to live with dignity and be fairly paid for their hard work. So many hard-won fights over so many decades are disappearing before our eyes--workers' rights, women's rights, LGBT rights, minority rights, healthcare rights.

Now the Republican-majority House and Senate are proposing a new healthcare law that guts the Affordable Care Act (ACA) and threatens to leave up to 23 million without health care coverage.

Those between the ages of 50 and 64 will see premium rate increases that will drive many of them to forego insurance altogether. Whereas the ACA prohibited charging older people more than three times what young people were charged, the American Health Care Act (AHCA, aka Trumpcare) will increase that difference to five times as much.

The House Republican Trumpcare plan eliminates the income-based tax credits and subsidies available under the ACA, replacing them with age-based tax credits ranging from $2,000 a year for people in their 20s to $4,000 a year for those older than 60.

The Senate plan is different in that tax credits will vary by income at a lower eligibility level than under the ACA. Sounds good, right? But the credits are smaller because their value is tied to the cost of less-generous insurance than under the ACA. What does “less generous” mean? 

 

Currently, insurance companies are required to provide coverage for what the ACA termed, “Health Essentials.” These include:

  • Ambulatory patient services (outpatient care you get without being admitted to a hospital)
  • Emergency services
  • Hospitalization (like surgery and overnight stays)
  • Pregnancy, maternity, and newborn care (both before and after birth)
  • Mental health and substance use disorder services, including behavioral health treatment (this includes counseling and psychotherapy)
  • Prescription drugs
  • Rehabilitative and habilitative services and devices (services and devices to help people with injuries, disabilities, or chronic conditions gain or recover mental and physical skills)
  • Laboratory services
  • Preventive and wellness services and chronic disease management
  • Pediatric services, including oral and vision care (but adult dental and vision coverage aren’t essential health benefits)

Under the AHCA, states can waive essential health benefit requirements, allowing insurers to exclude coverage for health care products and services.

So while Republicans—and particularly Trump—are promising lower premiums, they’re also allowing the stripping away of basic services we’ve come to expect for our premiums. Take a look at that list again. Imagine not having coverage for prescriptions, laboratory services, or even hospital stays, and tell me how much “savings” one can really expect in paying for health care. The catch is, these services can be covered by health insurance companies, but for each covered service you “order,” you’ll pay dearly.

  • The proposed defunding of Planned Parenthood for one year will affect millions of poor women who rely on the Medicaid-reimbursed care they receive now. 97% of all services provided by Planned Parenthood include basic wellness and early intervention procedures. This, taken from their website, describes what they do to ensure women’s and men’s health.
  • Planned Parenthood health centers focus on prevention: 80 percent of our patients receive services to prevent unintended pregnancy.
  • Planned Parenthood services help prevent an estimated 560,000 unintended pregnancies in a single year.
  • Planned Parenthood provides more than 295,000 Pap tests and more than 320,000 breast exams in a single year, critical services in detecting cancer.
  • Planned Parenthood provides more than 4.2 million tests and treatments for sexually transmitted infections, including more than 650,000 HIV tests.
  • Planned Parenthood affiliates provide educational programs and outreach to 1.5 million young people and adults in a single year.

The proposed plan makes deep cuts to Medicaid. It ends the Medicaid expansion under the ACA. States will receive less federal Medicaid funding overall. The Senate bill includes deeper Medicaid cuts than the House bill.

These cuts will throw hospitals, doctor’s offices and medical facilities into a tailspin. Expect to see rural-to-mid-sized hospitals close their doors, and doctors discontinue their practices. Expect to see exorbitantly higher premiums for those who are insured, because those folks will, once again, be picking up the cost for those who will no longer be covered by Medicaid. Until the ACA, those who were insured were subsidizing those who were not. Without Medicaid, those who are insured will be doing more heavy lifting than ever.

To explain why this is so, I’ll use my personal history with insurance.

I have made a health insurance premium payment every month of my life since I got out of college. I am now 62, and fortunate to be very healthy. I liked the ACA insurance mandate (gone with this Republican plan) because everyone had some skin in the game. Even if they refused to buy insurance, they had to pay a tax. As a result, for the first time ever in my life, my health insurance premium actually went down in 2017!

It was only eight dollars a month, but it went up year after year before the ACA, sometimes as much as 28%. I rarely even met my then-low $1,000 deductible, yet when I got the dreaded annual letter from my insurance provider, it always said, "This rate increase is not due to your use of health benefits, but the use of health benefits by those in your area." So for decades, I subsidized those who used the hell out of their insurance, as well as those who didn't have insurance.

Finally, with the ACA payments that were made to health insurers by the federal government, it wasn't up to just me and other subscribers to keep subsidizing the costs. The ACA was a relief valve, and the curve flattened. It wasn't perfect, but it was working!

Now that will be gone, and I can't imagine how much my premiums are going to go up between now and when I am eligible for Medicare. But they will go up for everyone, because once again we’ll be subsidizing the uninsured. My insurance provider had originally anticipated 8% increases in 2018, but when the House bill passed, it revised that to 22% increases.

And who will benefit from these massive increases imposed upon the lower-and-middle classes?

The 1%. According to the assessment was made by the Joint Committee on Taxation, a nonpartisan panel that provides research on tax issues, two of the biggest tax cuts in Republican proposals to repeal the Affordable Care Act would deliver roughly $157 billion over the coming decade to those with incomes of $1 million or more. People making $200,000 to $999,999 a year would also get sizable tax cuts. In total, the two provisions would cut taxes by about $274 billion during the coming decade, virtually all of it for people making at least $200,000, according to a separate assessment by the committee.

Repeal-and-replace is a gigantic transfer of wealth from the lowest-income Americans to the highest-income Americans.

Maybe when enough of the lowest-income Americans—many of whom voted for Trump—get  huge increases in their 2018 premiums, they'll wake up and realize that their president, their party, caused their suffering.

I just hope the Democrats ram this fact home and run on nothing but this issue during the 2018 election cycle.

How low can they go? We don’t know yet, but they are plumbing the depths of decency, and we can expect more muck to be heaped upon us as they do.

Published in Rebecca's Blogs

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